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央行货政司：国有商业银行主动下调存款利率是加强资产负债管理的主动行为

狂蜂浪蝶网 zblog笔记 2024-07-07 19:13:49 3733 2

原标题：央行货政司：国有商业银行主动下调存款利率是加强资产负债管理的主动行为

中证网讯（记者 彭扬）中国人民银行货币政策司9月20日在人民银行网站刊发了题为《深入推进利率市场化改革》的文章。文章指出，随着存款利率市场化机制的逐步健全，2022年9月中旬，国有商业银行主动下调了存款利率，带动其他银行跟随调整，其中很多银行还是自2015年10月以来首次调整了存款挂牌利率。这是银行加强资产负债管理、稳定负债成本的主动行为，显示存款利率市场化改革向前迈进了重要一步。

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